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Thanksgiving image
By Jim Payne November 26, 2025
Learn how IRS collections operate during Thanksgiving, what slows down, what doesn’t, and how holiday timing affects notices, levies, and your next steps.
ETA Imge
By Jim Payne November 25, 2025
Learn how Effective Tax Administration Offers in Compromise work, when the IRS accepts them, and the rare situations in IRM 5.8.11 where equity or hardship justifies relief.
OIC DATL image
By Jim Payne November 20, 2025
Not all IRS debt is valid. Learn when to use a Doubt as to Liability Offer in Compromise (DATL OIC) to challenge tax you don’t owe—without going to court.
retirement account image
By Jim Payne November 18, 2025
Learn how the IRS can levy retirement accounts or count them in future income calculations when assessing your ability to pay tax debts or settle with an offer.
Form 433-A
By Jim Payne November 13, 2025
Understand how the IRS calculates your ability to pay using income, assets, and expenses—key for Offers, Installment Agreements, or hardship status.
IRS Levy image
By Jim Payne November 11, 2025
Learn how IRS levies work, what assets can be seized, and how to stop or avoid a levy using payment plans, hardship status, or a CDP hearing.
IRS Payment Plan Image
By Jim Payne November 4, 2025
Learn how small business owners can use IRS installment agreements to manage tax debt, including payroll tax rules, tips, and how to apply online.
appeals image
By Jim Payne October 31, 2025
Denied by the IRS? Learn what to do next if your payment plan, OIC, or CNC request is rejected—plus how appeals work and when to get professional help.
Man stressed about IRS
By Jim Payne October 30, 2025
Facing financial hardship and IRS debt? Learn how Currently Not Collectible (CNC) status can pause collections when you can’t afford to pay anything.
IRS payment plans graphic: clipboard, hand writing, dollar sign, text.
By Jim Payne October 28, 2025
Owe the IRS but can't pay in full? Learn how IRS payment plans work, including full and partial options, eligibility, and what to expect after approval.